Terms

Welcome to WiserStep! These Terms and Conditions (“Terms”) govern your use of our mobile application (“App”) and any related services provided by us. By accessing or using the App, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using the App.

  1. User Responsibilities
    1.1. You are responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account.
    1.2. You agree to use the App in compliance with all applicable laws and regulations.
    1.3. You understand that the App is provided for informational purposes only and does not constitute financial advice. You are solely responsible for any financial decisions or actions you take based on the information provided by the App.
  2. Privacy
    2.1. We respect your privacy and handle your personal information in accordance with our Privacy Policy. By using the App, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.
  3. Intellectual Property
    3.1. All intellectual property rights in the App and its content (excluding user-generated content) are owned by or licensed to us. You are granted a limited, non-transferable, and non-exclusive license to use the App for personal purposes.
    3.2. You agree not to reproduce, distribute, modify, or create derivative works of the App or its content without our prior written consent.
  4. User-Generated Content
    4.1. The App may allow users to post, submit, or share content. You retain ownership of any intellectual property rights in the content you submit.
    4.2. By submitting content, you grant us a worldwide, royalty-free, perpetual, irrevocable, and sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in connection with the App and our business.
    4.3. You agree not to post any content that is unlawful, defamatory, infringing, obscene, or otherwise objectionable. We reserve the right to remove any content that violates these Terms or is deemed inappropriate.
  5. Disclaimer of Warranty and Limitation of Liability
    5.1. The App is provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied. We do not guarantee the accuracy, completeness, or reliability of any information provided by the App.
    5.2. To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use of the App.
  6. Modifications and Termination
    6.1. We reserve the right to modify, suspend, or terminate the App or these Terms at any time without prior notice.
    6.2. You may terminate these Terms by ceasing to use the App and deleting your account.
    6.3. Upon termination, any provisions that should reasonably survive termination will remain in effect.
  7. Governing Law
    7.1. These Terms shall be governed by and construed in accordance with the laws of Amravati Jurisdiction Maharashtra, India. Any disputes arising out of or relating to these Terms shall be submitted to the exclusive jurisdiction of the courts in Amravati Jurisdiction Maharashtra, India.
  8. Contact Us If you have any questions or concerns regarding these Terms or the App, please contact us through our Support Page.

    By using the App, you acknowledge that you have read, understood, and agreed to these Terms.